General Terms and Conditions

for the use of the ScreenerHub platform operated by LS Media UG (haftungsbeschränkt) i. Gr., (haftungsbeschränkt), Emsdettener Straße 10, c/o Postflex #9968, 48268 Greven, Email: info@screenerhub.app (hereinafter "Provider") towards its users (hereinafter "User" or "You")

§1 General Provisions

These General Terms and Conditions (Terms) apply to all visitors and users of the ScreenerHub platform (hereinafter "Platform"), regardless of whether the user accesses the services as a guest, free user, or Pro member.

For third-party internet services to which ScreenerHub merely links or which are mediated by ScreenerHub, the terms of use of the respective providers apply.

§1.1 Subject of ScreenerHub

ScreenerHub is a web-based Software-as-a-Service (SaaS) platform for analyzing and comparing publicly traded securities based on financial metrics. The platform provides the following core functions:

• Stock Browser: Publicly accessible stock search and filtering based on financial metrics
• Screener Management: Management of individual filter strategies for stock selection
• Watchlist Management: Portfolio management with performance tracking and metrics
• Monitoring Lab: Historical tracking and comparison of watchlist holdings against screener criteria (Premium feature)

The platform supports multiple currencies (USD, EUR) and offers AI-powered functions for generating screening criteria. However, ScreenerHub provides no investment advice and does not replace professional investment advisory services.

§1.2 Risk Warning for Capital Market Investments

It is expressly pointed out that investments in securities (stocks, ETFs, etc.) involve significant risks and may result in losses up to and including the total loss of invested capital.

The information, data, metrics, and analyses provided on ScreenerHub serve informational purposes only and do not constitute an offer to buy or sell securities. Every investment decision is the sole responsibility of the user.

§1.3 Content and Availability

§1.3.1 Modification of Content

The functions, content, data sources, and features provided on ScreenerHub may be changed, expanded, restricted, or removed without prior notice. The Provider reserves the right to continuously develop the platform and adapt it to technical and market-related requirements.

§1.3.2 Discontinuation of Service

Should the operation of ScreenerHub be permanently discontinued, payments made for already paid but not yet utilized periods will be refunded on a pro-rata basis. The refund will be calculated pro rata temporis for the remaining period of the Premium membership. No further claims can be asserted beyond this.

§1.3.3 System Requirements and Availability

Certain system requirements on the user's side are necessary to use Screener Hub. The platform is designed as a web-based application and requires:

• A modern web browser (Chrome, Firefox, Safari, Edge in current versions)
• A stable internet connection
• Activated JavaScript
• Cookies for authentication and session management

Before subscribing to the Premium membership, users should verify that they can sufficiently utilize the offered functionality of the platform according to their needs. These system requirements may change at any time due to technical adjustments and extensions.

Through the use of standardized web technologies (Next.js, modern browser APIs), maximum compatibility with various end devices and operating systems is pursued. However, the success of these efforts cannot be guaranteed due to technical diversity.

§1.3.4 Maintenance and Downtime

The Provider strives for high availability of the platform but cannot guarantee 100% uptime. In particular, the following situations may lead to temporary restrictions:

• Scheduled maintenance work (preferably outside European business hours)
• Technical disruptions of hosting infrastructure (Vercel, Supabase)
• Failures or delays with data providers (Financial Modeling Prep)
• Force majeure, DDoS attacks, or other external influences

The Provider will endeavor to announce scheduled maintenance work in advance and minimize downtime.

§2 Registration and Membership

A contract between the Provider (LS Media UG (haftungsbeschränkt) i. Gr., Emsdettener Straße 10, c/o Postflex #9968, 48268 Greven) and the User is established upon successful registration on the platform.

§2.1 Free Membership (Basic)

To use the extended features of ScreenerHub, users must register. Registration is done either through:

• Google OAuth: Login with an existing Google account
• Email & Password: Providing an email address and creating a secure password

The membership becomes active once the email address has been verified (for email registration through clicking a confirmation link).

The Free membership is free and non-binding. Free users have extended access rights compared to anonymous visitors but limitations compared to Pro members:

• Stock Browser: Publicly accessible, first 30 results visible, additional results blurred
• Screener Management: Up to 4 screeners (1 private, 3 public)
• Watchlist Management: Up to 4 watchlists (1 private, 3 public)
• Monitoring Lab: No access (Pro feature)
• AI Assistant: Limited usage possible

The scope of the Free membership may be expanded or restricted without notice.

§2.2 Pro Membership (Premium)

The Pro membership is paid and entitles unrestricted access to all platform features:

• Stock Browser: Full access to all search results without restrictions
• Screener Management: Unlimited screeners (max. 100 platform limit)
• Watchlist Management: Unlimited watchlists (max. 100 platform limit)
• Monitoring Lab: Full access to historical tracking and comparison analyses
• AI Assistant: Unrestricted access to AI-powered screening functions
• Advanced Features: Priority for new features and beta features

§2.2.1 Payment for Pro Membership

The Pro membership is subscribed as a subscription (monthly or annual subscription) through the platform. Payment is processed in the following steps:

1. Opening the "Pricing" page or "Upgrade" in user settings
2. Selecting the payment interval: "Monthly" or "Annually"
3. Clicking the button "Go Pro" or "Upgrade to Pro"
4. Redirect to payment service provider Stripe
5. Selecting payment method (credit card, SEPA direct debit, etc.)
6. Consent to contract execution before expiration of withdrawal period
7. Binding submission of contract declaration by clicking "Subscribe"
8. Contract conclusion through successful payment via Stripe
9. Immediate activation of Pro features after payment receipt

§2.2.2 Prices for Private Users

The following prices apply to private users and depend on the chosen payment interval. All prices include statutory value-added tax.

Pro Membership:

• Monthly Subscription: €19.00 per month
• Annual Subscription: €189.00 per year (equivalent to €15.75/month, 17% savings)

Changing the payment interval or payment method during an active subscription is possible through the Stripe customer portal.

§2.3 Contract Text – Input Errors – Language

The contract text is not stored by the Provider after conclusion of the contract, but users can view confirmation emails and invoices through their user profile and through Stripe. The conclusion of the contract takes place in German and English (depending on user settings).

Any input errors in the order can be recognized and corrected before final confirmation in the payment process. Should you notice an error after contract conclusion, please contact our support immediately at info@screenerhub.app.

§2.4 Term and Termination of Pro Membership

§2.4.1 Minimum Term and Automatic Renewal

• Monthly Subscription: Minimum contract term 1 month, thereafter monthly cancellation with one month's notice to the end of the month
• Annual Subscription: Minimum contract term 1 year, thereafter annual cancellation with one month's notice to the end of the year

In any case, the contract is automatically renewed after expiration of the minimum contract term at the initial subscription conditions, as long as it is not terminated. During the minimum contract term, the contract can be terminated at any time to the end of the minimum contract term.

§2.4.2 Termination by User

Termination of Pro membership can be done at any time through:

• Direct cancellation via platform: In user settings under "Subscription" → "Cancel subscription"
• Cancellation via Stripe: Through the link in the customer portal included in invoice emails
• Email to support: info@screenerhub.app (including registered email address)

In case of cancellation, you remain a Pro member until the end of the paid period. You can view the end date of your Pro membership in your user settings under "Subscription".

§2.4.3 Extraordinary Termination

The right of both parties to terminate without notice for good cause remains unaffected. Good cause exists in particular in case of:

• Violation of these Terms, particularly §3 (Terms of Use)
• Misuse of the platform for commercial purposes without appropriate license
• Provision of false registration data
• Payment default despite reminder (on the Provider's part)

§2.5 Account Deletion

You can delete your user account at any time in user settings under "Account" → "Delete Account". No costs will be incurred.

Important Notes:

• Account deletion does not automatically cancel an existing Pro subscription. You must cancel the subscription separately (see §2.4.2)
• Account deletion creates no refund claim for still-running subscription periods
• All your data (screeners, watchlists, settings) will be irreversibly deleted
• Deletion cannot be undone
• Publicly shared screeners and watchlists will also be deleted and are no longer accessible via links

§3 Terms of Use and User Obligations

§3.1 Usage Restrictions

The content, information, data, metrics, graphics, designs, and computer programs (including software, APIs, databases) published on ScreenerHub are protected by copyright and/or other protective rights.

Use is only permitted for private personal use. Any use beyond this, in particular reproduction, systematic extraction, storage, distribution, public accessibility, or commercial use of data or content requires prior express written consent from the Provider.

Expressly prohibited are in particular:

• Systematic retrieval or downloading of larger data volumes ("scraping", "crawling")
• Use of automated tools for data extraction (bots, spiders, scrapers)
• Further processing or resale of data from the platform
• Integration of data or functions into third-party applications without explicit permission
• Circumventing technical protection measures (e.g., rate limits, access restrictions)
• Reverse engineering, decompiling, or disassembling the software

§3.2 Relaxation for the Financial Community

Within the financial community, screenshots with stock-related data (metrics, charts, screening results) are allowed for the following purposes:

• Privately operated blogs and financial journals
• Publications on social media (Twitter/X, LinkedIn, Reddit, etc.)
• Articles on financial platforms on the internet (Seeking Alpha, Aktienfinder community, etc.)
• Educational videos and content on YouTube, Twitch, etc.

A reference to ScreenerHub (e.g., "Source: screenerhub.app" or visible logo in screenshot) is appreciated but not mandatory.

Not allowed are screenshots for:

• Commercial newsletters or paid stock advisory services
• Integration into paid financial products or services
• Systematic distribution of large data volumes

§3.3 Responsibility for Own Content

Users are responsible for all content they create and publicly share (screener names, descriptions, watchlist titles, profile information). It is particularly prohibited to:

• Publish offensive, defamatory, or unlawful content
• Distribute advertising or SPAM through the platform
• Use copyrighted content of third parties without permission
• Disseminate false or misleading information

The Provider reserves the right to remove content without prior notice that violates these Terms of Use or appears unlawful for other reasons.

§3.4 Account Security

The user is obligated to:

• Keep login credentials (password) confidential and not share with third parties
• Inform the Provider immediately if there is suspicion that login credentials are being used without authorization
• Choose a secure password (the platform enforces minimum requirements)
• When using Google OAuth, ensure the security of the Google account

The user is liable for all activities conducted through their account unless they are not responsible for the unauthorized use.

§4 Data Sources and Data Errors

§4.1 Data Providers

ScreenerHub obtains financial data from third-party providers, in particular:

• Financial Modeling Prep (FMP): Stock prices, fundamental data, metrics, dividends
• Forex Rates: Currency conversion rates for multi-currency support (USD, EUR)

Data updates occur according to a documented schedule (see technical documentation). End-of-Day (EOD) price data is typically updated between 22:00-23:00 UTC (Mon-Fri). Fundamental data is updated weekly (Sundays).

§4.2 No Warranty for Accuracy

Due to the high complexity and volume of data provided (>7,000 stocks, 40+ metrics, historical time series), the Provider cannot guarantee the absolute accuracy of all data.

However, the Provider strives to minimize errors. The following measures are taken for this purpose:

• Automated plausibility checks: Validation of data ranges and consistency
• Data quality monitoring: Monitoring data freshness and completeness (data_freshness table)
• Error reporting system: Users can report errors through support
• Regular data review: Random manual checks
• Versioning: Traceability of data changes through timestamps

§4.3 User Responsibility

Users are obligated not to rely solely on data from ScreenerHub and to consult additional sources for important decisions. In particular, it is recommended to:

• Verify critical data by comparing with official company publications
• Contact support in case of uncertainties or doubts
• Report errors through support to improve data quality for everyone

§5 Liability

§5.1 Provider Liability

§5.1.1 Unlimited Liability

The Provider is liable in accordance with statutory provisions without limitation for damages to users that:

• Were caused by the Provider or its vicarious agents intentionally or with gross negligence
• Result from the absence of a guaranteed quality of service
• Are based on a culpable breach of essential contractual obligations (see §5.1.2)
• Result from a culpable injury to health, body, or life
• Fall under the Product Liability Act

§5.1.2 Limited Liability for Simple Negligence

In case of merely simple negligent breach of an essential contractual obligation, the Provider's liability is limited to such damages as can typically and foreseeably be expected to arise in the context of providing the agreed services.

Essential contractual obligations are those contractual obligations whose fulfillment enables the proper execution of the contract in the first place and on whose compliance the user regularly relies. These include in particular:

• Provision of the platform in a basically usable state
• Processing of payments and management of subscriptions
• Maintaining confidentiality of user data according to privacy policy
• Ensuring authentication and authorization

§5.1.3 Exclusion of Further Liability

Otherwise, the liability of the Provider and its vicarious agents is excluded, regardless of the legal grounds. This applies in particular to:

• Loss of profit and indirect damages
• Data loss, insofar as this could have been avoided by regular data backups by the user
• Damages due to force majeure, network failures, or disruptions at third-party providers

§5.2 Liability Limitations for Special Cases

§5.2.1 Liability for Erroneous Data

ScreenerHub provides its own data as well as data from third-party providers (Financial Modeling Prep). This data serves informational purposes only.

Users cannot rely on the timeliness, accuracy, or completeness of the data. In particular, errors, delays, or incompleteness may occur with automated data imports from third-party sources.

The Provider assumes no warranty or liability for direct or indirect damages arising from the use of information or data, in particular not for:

• Investment decisions based on erroneous or delayed data
• Financial losses through trading decisions
• Erroneous calculation of metrics or metrics
• Currency conversion errors in multi-currency data

§5.2.2 Liability for Unavailability

The Provider strives for constant accessibility of the platform and its complete functionality. However, no warranty can be assumed for this.

In particular, unavailability or functional failures may occur due to:

• Scheduled maintenance work (will be announced if possible)
• Technical problems with hosting providers (Vercel, Supabase)
• Failures or delays with data providers (FMP)
• DDoS attacks or other security incidents
• Infrastructure overload during unexpectedly high usage

The Provider excludes any liability for technical or other disruptions, insofar as these are not based on intent or gross negligence.

§5.2.3 Liability for External Links

The platform contains links to external websites of third parties (e.g., to company investor relations pages, financial platforms, data providers). The Provider has no influence on the content of these external sites.

The Provider assumes no responsibility for content, functionality, accuracy, and legality of linked websites. The respective provider or operator is always responsible for the content of linked pages.

The linked pages were checked for possible legal violations at the time of linking. Illegal content was not recognizable at the time of linking. However, permanent content control of the linked pages is not reasonable without concrete indications of a legal violation.

§5.2.4 Liability Under Telemedia Act

As a service provider, we are responsible according to § 7 para. 1 TMG for our own content on these pages according to general laws.

However, according to §§ 8 to 10 TMG, as a service provider, we are not obligated to monitor transmitted or stored third-party information or to investigate circumstances that indicate illegal activity.

Obligations to remove or block the use of information according to general laws remain unaffected. However, liability in this regard is only possible from the time of knowledge of a specific legal violation. Upon becoming aware of corresponding legal violations, we will remove this content immediately.

§5.3 Indemnification by User

The user indemnifies the Provider from any claims of third parties asserted against the Provider due to the user's violations of these Terms or applicable law. This includes the costs of legal defense (attorney and court fees).

§6 AI-Powered Features

§6.1 Use of ChatGPT/OpenAI

ScreenerHub uses artificial intelligence (AI) from OpenAI (ChatGPT) for the following functions:

• AI Assistant for Screening Criteria: Generation of suggestions for financial metrics based on user requests in natural language
• Screener Review: Analysis of existing filter sets and suggestions for complementary appropriate criteria

When you interact with AI-powered elements on the platform, your inputs (including metadata such as language, time) are transmitted to OpenAI servers and processed there to generate an appropriate response.

§6.2 Data Processing by OpenAI

OpenAI reserves the right to further process inputs made in ChatGPT for training its own algorithm. The Provider cannot assess exactly how the data is processed.

Important Notes:

• Do not enter confidential or personal information into the AI assistant
• AI-generated suggestions are not investment advice and should be critically reviewed
• The Provider is not liable for erroneous or unsuitable AI suggestions

§6.3 Legal Basis and Revocation

The use of ChatGPT is based on Art. 6 para. 1 lit. f GDPR. The Provider has a legitimate interest in efficiently providing modern technical solutions to improve user experience.

If appropriate consent has been requested, processing is based exclusively on Art. 6 para. 1 lit. a GDPR and § 25 para. 1 TDDDG. Consent can be revoked at any time.

You can refuse the use of AI functions at any time by simply not using these functions. The basic functionality of the platform remains fully intact without using AI.

§7 Right of Withdrawal for Consumers

§7.1 Right of Withdrawal

You have the right to withdraw from this contract within 14 days without giving reasons.

The withdrawal period is 14 days from the day of contract conclusion (= date of first successful payment for Pro membership).

To exercise your right of withdrawal, you must inform us

LS Media UG (haftungsbeschränkt) i. Gr.
c/o Postflex #9968
Emsdettener Straße 10
48268 Greven
Email: info@screenerhub.app

by means of a clear statement (e.g., a letter sent by post or an email) of your decision to withdraw from this contract.

To meet the withdrawal deadline, it is sufficient that you send the communication concerning your exercise of the right of withdrawal before the withdrawal period has expired.

§7.2 Consequences of Withdrawal

If you withdraw from this contract, we shall reimburse to you all payments received from you, including delivery costs (with the exception of additional costs resulting from your choice of a type of delivery other than the least expensive type of standard delivery offered by us), without undue delay and in any event not later than 14 days from the day on which we are informed about your decision to withdraw from this contract.

We will use the same payment method that you used for the original transaction (Stripe) for this reimbursement, unless expressly agreed otherwise with you; in no case will you be charged any fees for this reimbursement.

§7.3 Premature Loss of Right of Withdrawal

Important Note: If you have expressly agreed during the ordering process that we begin with the execution of the contract before expiration of the withdrawal period, and you have already used the Pro functions of the platform, your right of withdrawal expires according to § 356 para. 4 BGB.

This is common for digital content and will be clearly displayed to you during the ordering process. By clicking "Subscribe" you confirm this consent.

§7.4 Sample Withdrawal Form

(If you want to withdraw from the contract, please fill out and return this form.)

§8 Data Protection

§8.1 Data Processing

The Provider processes personal data of users exclusively within the framework of applicable data protection regulations, in particular the General Data Protection Regulation (GDPR) and the Federal Data Protection Act (BDSG).

Detailed information on data processing, types of data processed, purposes, legal bases, and your rights as a data subject can be found in our Privacy Policy.

§8.2 External Service Providers

The Provider uses the following external service providers to provide the services:

• Supabase Inc. (USA): Database infrastructure, authentication, storage of user data (server location: Frankfurt, Germany)
• Vercel Inc. (USA): Hosting of web platform, Content Delivery Network
• Stripe Inc. (USA/Ireland): Payment processing, subscription management
• PostHog Inc. (USA): Analytics in cookieless mode (server location: Frankfurt, Germany)
• OpenAI (USA): AI-powered functions (ChatGPT)
• Financial Modeling Prep (USA): Financial data provider

Data Processing Agreements (DPA) according to Art. 28 GDPR have been concluded with all service providers. Data transfers to the USA are based on Standard Contractual Clauses (SCC) or EU-U.S. Data Privacy Framework (DPF) certification.

§9 Alternative Dispute Resolution

§9.1 EU Online Dispute Resolution Platform

The EU Commission provides an online dispute resolution platform on the internet at the following link:

https://ec.europa.eu/consumers/odr

This platform serves as a point of contact for the out-of-court settlement of disputes arising from online sales or service contracts involving a consumer.

§9.2 Consumer Arbitration Board

The Provider is neither willing nor obligated to participate in a consumer dispute resolution procedure according to the Consumer Dispute Resolution Act (VSBG).

However, we are of course always willing to communicate directly with you in case of problems or complaints. Please contact us at: info@screenerhub.app

§10 Modification of Terms and Conditions

§10.1 Right to Modify

The Provider is entitled to change these Terms for objectively justified reasons, in particular in case of:

• Changes in case law or legislation
• Changes in market conditions or technical framework conditions
• Introduction of new features or services
• Changes in business or corporate strategy
• Adaptations to policies of third-party providers (payment service providers, app stores)

§10.2 Notification and Right of Objection

Existing customers will be notified of changes to the Terms at least two weeks before they take effect by email (to the registered email address).

If the existing customer does not object within the period specified in the change notification (at least 14 days), their consent to the change is deemed granted.

If the customer objects, the changes will not take effect for them. In this case, the Provider is entitled to terminate the contract extraordinarily at the time the change takes effect.

The notification of the intended change will clearly point out the deadline and the consequences of objection or failure to object.

§11 Final Provisions

§11.1 Applicable Law

The law of the Federal Republic of Germany applies, excluding the UN Convention on Contracts for the International Sale of Goods (CISG).

If the user is a consumer, the mandatory consumer protection provisions that apply in the state in which the user has their habitual residence shall also apply, insofar as they grant the user greater protection.

§11.2 Place of Jurisdiction

If the user is a merchant, a legal entity under public law, or a special fund under public law or has no general place of jurisdiction in Germany, the parties agree on the Provider's registered office (Greven, Germany) as the place of jurisdiction for all disputes arising from this contractual relationship.

Exclusive places of jurisdiction according to statutory provisions remain unaffected.

For consumers, statutory places of jurisdiction apply.

§11.3 Severability Clause

Should any provision of these Terms be or become invalid, the validity of the Terms in other respects shall not be affected. The invalid provision shall be replaced by a valid regulation that comes as close as possible to the economic purpose of the invalid provision.

§11.4 Contract Language

The contract language is German. The Terms are also available in English. In case of doubt, the German version takes precedence.

§11.5 User Cooperation Obligations

The user will support the Provider in providing its contractual services through appropriate cooperation actions, as necessary. In particular, the user will:

• Provide and maintain current and correct contact data (email address)
• Report technical disruptions or errors promptly through support
• Actively approach the Provider in case of payment problems
• Ensure system requirements (browser, internet connection)

§11.6 Assignment Prohibition

The user is not entitled to assign rights and obligations from this contract to third parties without prior written consent from the Provider.

§11.7 Written Form Clause

Changes and additions to these Terms require written form or electronic form according to § 126a BGB (e.g., email with qualified electronic signature) to be effective. This also applies to the waiver of this written form clause itself.

Excluded from this are changes according to §10 (Modification of Terms and Conditions).

Status: December 21, 2025

Contact:
LS Media UG (haftungsbeschränkt) i. Gr.
c/o Postflex #9968
Emsdettener Straße 10
48268 Greven
Email: info@screenerhub.app